Charming Saltbox Colonial with Classic Built-Ins. Welcome to this enchanting Saltbox Colonial, where classic workmanship meets timeless elegance! This beautifully maintained home features an inviting layout with custom built-ins and gleaming hardwood flooring that adds warmth and character to each room. Step into the spacious living area, complete with a traditional fireplace framed by rich, built-in bookshelves, creates the perfect spot for holiday gatherings. The formal dining room has an elegant hutch, ideal for showcasing glassware and collectibles and timeless traditional toile wallpaper. The kitchen is a chef's dream with a subzero refrigerator, gas stove and a breakfast nook to sit in and sample delicious creations. A stone floored sunroom with oversized windows and views of the back yard will soon become a favorite spot for morning coffee or reading a favorite book. A bedroom and remodeled full bathroom finish out the main level. Upstairs, discover spacious bedrooms with classic details, each designed to be a serene retreat. Plenty of closet space and cedar closets! The laundry is conveniently located on this level along with the second full bath. A walk in attic space and hidden nooks really add to the intrigue of this home. The lower level is partially finished with a second fireplace, Buderus boiler and 2 oil tanks. This home is a true gem, within walking distance to Henry Park and close to all shopping and highway access! HIGHEST & BEST 5PM TUESDAY 11/19 HIGHEST & BEST 5PM TUESDAY 11/19
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Dining Room | Main |
Formal Dining Room | Main |
Full Bath | Main |
Full Bath | Upper |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
Rec/Play Room | Lower |
Sun Room | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $593 | $593 | $593 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,744 |
Total Monthly Payment | $2,851 | $2,795 | $3,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.