Welcome to this charming 4-bedroom, 2-bath Cape Cod-style home located in the sought-after Gunning Point neighborhood. Just steps from the private deeded beach, this property could be your gateway to a piece of heaven on Cape Cod. This home offers endless opportunities for one to incorporate their own personal vision. The 1st floor features hardwood floors, a cozy living room area with wood burning fireplace, a dining area with direct access to the expansive backyard, 2 bedrooms and a full bath. The second floor includes two large bedrooms with ample closet space and a shared full bath. Recent enhancements include, upgraded electrical service and panel, new hot water tank and boiler, both installed in 2024. The 4-bedroom septic system has also recently passed Title V Inspection. The large, private backyard offers plenty of room for outdoor activities and the large storage shed provides a perfect space for your beach and garden accessories. The unfinished walkout basement provides additional potential for customization, and the single-car attached garage adds convenience and additional storage space. Grab your towel and sunscreen and spend the day soaking up the sun and swimming at Gunning Point Beach. Enjoy kayaking and exploring the shoreline as you take in a magnificent sunset on Buzzards Bay. Take your bike and head to the nearby Shining Sea Bikeway and ride Woods Hole or head to North Falmouth and beyond. With the Woods Hole Steamship Authority just down the road, take a ferry to Martha's Vineyard and enjoy all that the Island has to offer. Whether this will be your full-time residence or summer escape, this home is ready for new owners to embrace the best that Falmouth has to offer from this sought-after location.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Wood | 13.5 x 15.1 | First |
Bedroom 3 | Flooring: Wood | 13.5 x 15.1 | Second |
Bedroom 4 | Flooring: Wood | 13.5 x 15.1 | Second |
Dining Room | Flooring: Wood | 13.5 x 15.1 | First |
Kitchen | Countertop(s): Laminate,Flooring: Vinyl | 13.5 x 15.1 | First |
Living Room | Fireplace(s): Wood Burning,Flooring: Wood | 13.5 x 15.1 | First |
Master Bedroom | Flooring: Wood | 13.5 x 15.1 | First |
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NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,791 | $6,363 | $8,539 |
Total Monthly Payment | $6,336 | $6,908 | $9,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.