Newly renovated 3BR 2 1/2 Ba 2386 sqft ranch w/ 2-car garage on 1-acre leveled lot with tons of privacy on a quiet cul-de-sac! Spacious rooms & open floor plan. All NEW wood floors, interior & exterior paint, bay windows, new kitchen quartz counter tops, new laundry room, 3 updated bathrooms (1 private bath in the primary bedroom suite, a secondary full bath & a powder room near the entrance, main living area, laundry & garage ). A NAVIEN natural gas hot water heating system & solar panels make this house very Energy Efficient. The layout offers many extra rooms to entertain any season: an updated family room with fireplace connecting to the kitchen & sunroom, a dining room & big living room. Need separate space for a hobby or work? There are 2 big separate buildings with possibilities: 1 wide pine small barn used as a heated art studio & 1 as a workshop & storage but could make great home office or pool house. Sellers are installing a new septic in the front of the lot, leaving the back & side yard free for potential pool (buyers to verify project set-backs w/town). Hurry up! This could be your 1-floor living forever home without compromising on space! Buyer financial incentive.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 18.0 x 22.0 | First | |
Bedroom 3 | 18.0 x 22.0 | First | |
Kitchen | Countertop(s): Quartz,Flooring: Wood | 18.0 x 22.0 | |
Master Bedroom | Flooring: Wood | 18.0 x 22.0 | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.348% | 5.911% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,803 | $4,182 | $5,640 |
Total Monthly Payment | $4,273 | $4,652 | $6,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.