Come home to this updated move-in ready 3 bed 2 full bath home on a large end lot, tucked in The Wilderness and yet, centrally located in Mandarin. Peaceful wooded preserve view from the covered, screened porch with pine tongue & groove ceiling and fan. The entry opens to a formal dining room and spacious living room with a fireplace and high ceilings. The split floorplan is light & bright with hand-scraped wood floors and 6'' baseboards throughout, with tile in bathrooms. The kitchen has a charming bay window and built-in banquette seating, granite countertops and stainless-steel appliances. The laundry room off the kitchen has custom shelving that serves as a pantry. Retreat to the large master suite with a walk-in closet, generous sized walk-in shower with double vanity, and sliders leading to back yard. The spare bathroom has new vanity and other upgrades include new AC in 2024, new doors and hardware, recessed lighting, fans and light fixtures throughout. NO HOA or CDD! A-rated school district.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $3,023 | $3,021 | $3,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.