SELLER TO OFFER $5, 000 towards buyers closing costs with full price offer! Welcome to this impressive 4-bedroom, 2. 5-bathroom home nestled in the desirable Forest Hammock community in Oakleaf. The Eagle Landing Golf Club, and more. As you approach the home, you're greeted by a meticulously landscaped front yard, complete with manicured plant beds and an inviting front porch. Upon entering, you'll find an open, airy layout with abundant natural light. The main living area flows seamlessly into the kitchen. Featuring stunning black granite countertops, a large center island, and plenty of cabinet space, this kitchen is ideal for family gatherings or entertaining guests. Step outside to the back patio, where you can enjoy a peaceful view of the expansive backyard. All four bedrooms are located upstairs for added privacy, surrounding a versatile loft that can be used as a secondary living area office, or playroom. The primary suite features a large walk-in closet and an ensuite bathroom with double vanity sinks, a soaking garden tub, and a separate walk-in shower. This home is part of the Forest Hammock community, known for its outstanding amenities. Residents have access to a community pool, pavilion equipped with a kitchenette, ice machine, and barbecue grills, as well as multiple sports courts, a playground, and scenic walking trails, all designed to enhance your lifestyle. Don't miss the opportunity to make it your own! If buyer chooses First Coast Mortgage NMLS #1953441, buyer will receive $1, 500 towards closing costs, minimum loan amount of $300, 000. Christopher Austin NMLS #648815.
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,153 | $2,778 |
Total Monthly Payment | $2,492 | $2,489 | $3,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.