WELCOME TO YOUR DREAM FLORIDA HOME! SAVE $$ with transferrable low cost flood insurance policy. Built in 2020, this home is like-new, shows like a model and is built to recent, hurricane-resistant building codes, providing luxury as well as peace of mind! New tile roof installed in 2023! The popular floorplan includes 3 bedrooms and 3 full bathrooms, an open plan layout with 1857 sq ft under air, and an extended screened lanai, with magnificent water views over the lake.
The fully screened front porch leads via a glass front door to an open hallway with closet and access to 2 bedrooms and 2 full bathrooms (one en-suite) as well as the separate laundry room with added closets and shelving. On entering the home you immediately notice the beautiful lake view from the open-plan living area which incorporates a chef’s kitchen, family room and dining area, all spacious with high ceilings, crown molding, designer lighting, custom drapes and lots of natural light, perfect for everyday living or entertaining.
A chefs kitchen features a huge custom granite island with eating area, shaker-style white cabinets, farmers sink, stainless steel appliances, designer backsplash and corner pantry. The kitchen opens to the dining area and family room which overlook the lanai and lake with triple sliders and designer shades to complete the coastal look.
The principal bedroom features 2 walk-in closets which are fully fitted (California style), accent wall, crown molding and ceiling details, and the bathroom features a walk-in shower, 2 sinks, granite countertop and separate WC. Enjoy spectacular sunrises and water views from the main bedroom.
The pavered lanai has been extended and features a screen enclosure with ‘cleaview’ panoramic screen at the rear to make the most of the water views. For additional security and peace of mind, the lanai has motorized hurricane shutters and can be fully enclosed at the push of a button! There is room for a pool to be added.
Harbor West is located within South Gulf Cove, close to Boca Grande, Englewood and Port Charlotte and the low HOA fee includes yard maintenance, two gates and sidewalks. With just 165 homes, built in the last 5 years, almost all of the homes have water views and some include Gulf-access through the South Gulf Cove manned lock – enjoy an active community with social activities and great neighbors! Harbor West is well elevated and did not experience any flooding during recent storms. An additional bonus is a low-cost transferrable FEMA flood insurance policy for this home!
Imagine sitting on your screened lanai, watching the Florida wildlife in this quiet, developing area of South West Florida. Close to beaches, boat ramps, golf, trails, fishing and baseball spring training as well as unique restaurants and shopping. With easy access to I-75, Wellen Park, Boca Grande, Sarasota, Tampa, Fort Myers, discover all that this area has to offer for full-time or part-time living.
CALL TO SHOW TODAY! Some furniture available, please ask for details.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,086 |
Total Monthly Payment | $2,816 | $2,813 | $3,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.