Under contract-accepting backup offers. Rarely available home in the exclusive enclave of Waterford Estates! Located in the highly coveted gated community of Waterford Estates featuring nine luxury homes characterized with stately architecture surrounding a brick lined private cul-de-sac. Designed for seamless indoor/outdoor Florida-style living and built with superior block construction, this impeccably maintained executive pool home features four bedrooms, four baths, an oversized two-car garage with almost 3, 000 square feet of beautifully designed living space that includes a private backyard oasis with an expansive paver patio and sparkling heated pool with dedicated pool bath all nestled on an oversized lot (90-by-177-feet) with lush tropical landscaping. At the heart of the home is a spectacular great room with soaring vaulted ceilings that encompasses a light-filled kitchen and family room perfect for entertaining with built-in bar, a wood-burning fireplace, sliding glass doors that open to the screened-in pool tailor made for hosting pool parties or dining al fresco. Enjoy cooking in the generous sized kitchen featuring sleek stainless steel appliances, island, gleaming granite countertops, tile backsplash, convenient breakfast bar and inviting eat-in kitchen nook overlooking the pool and tranquil view. Relax in the private primary bedroom suite overlooking the enticing pool that includes two spacious closets (one walk-in) and an ensuite bath with soaking tub, vanity with dual sinks, walk-in shower and water closet. Rounding off the well-designed floor plan are three additional bedrooms, two with walk-in closets and one currently being used as an office. This captivating home is storm proofed with hurricane-impact sliding doors, reinforced hurricane impact rated garage door, hurricane shutters and screens and a surge protector. Additional features of this beautiful home include two HVAC systems (2020 and 2022) both with UV lights for enhanced air quality, newer pool pump (2022), filter (2023) and new pool heater (2024), paver driveway and walkway and well irrigation system. This lovely home is located near public and private schools, waterfront parks, golf courses, tennis and pickle ball courts along with thriving downtown St. Petersburg where you can enjoy Saturday morning markets, professional sports, shopping and fine dining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,023,200 | $1,023,200 | $1,023,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,552 | $6,636 | $8,913 |
Total Monthly Payment | $7,320 | $7,404 | $9,681 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.