Nestled on the edge of town, this inviting three-bedroom, one-bath ranch is perfect for first-time home buyers, those downsizing and everyone in between. As you step inside, you’ll be greeted by beautiful parquet floors that lead you through an oversized dining room, ideal for family gatherings. The large living room, surrounded by windows, offers stunning views of the nicely landscaped lot, flooding the space with the nature from outside. The kitchen features newer stainless steel appliances. Completing the main level are three bedrooms and a full bath. This home, which has been lovingly maintained by the same family for over 50 years, showcases a warmth and character that’s hard to find. The fireplace and built-ins add to the charm, creating a perfect backdrop for cozy evenings. Additionally, the property features a finished bonus room in the basement, conveniently located off the garage which has direct access into the home—perfect for a home office, playroom, or extra storage. Don’t miss the opportunity to make this delightful home your own! This home is solid, clean and ready for a new owner! Open Houses this Saturday, November 9th, 12-2: 00 and Sunday, November 10th, 12-2: 00. Come take a peek!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,414 | $2,412 | $2,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.