Location, location, location! This immaculate villa is nestled within Tampa Bay's premier 55 Plus community Valencia Lakes, less than a 5 minute walk to the state-of-the-art clubhouse and amenities. This Sophia floor plan offers 3 bedrooms, 2 full baths, a 2 car garage and backs up to a private nature preserve that provides complete backyard privacy. This homeowner has added many upgraded features such as: New HVAC installed in 2021, New water heater installed 2024, accordion storm shutters, a water softener system, ceiling fans, window blinds, screened front entry, a designer built-in walk-in closet, 4' rear paver extension and more. As you approach this well maintained villa, you can't help but notice the gorgeous brick pavers, tile roof and lush manicured landscape. The main living areas and 3rd bedroom have large tile flooring laid on a diagonal pattern for low-maintenance living. The kitchen has a pass-through which opens to both the dining area and the large great room leading directly out to the screened/covered lanai and private nature view. The ideal place to relax or entertain with backyard privacy provided by the beautiful greenspace. The gourmet eat-in kitchen features 42" maple cabinets, under/over cabinet lighting with crown molding and valance, glass cabinet doors and shelves with down lighting, granite countertops, black appliances including a French door refrigerator, a built-in cabinet pantry and more. The spacious primary suite has a large walk-in closet with custom built-in and private view. The primary bathroom includes separate vanities with maple cabinets, quartz countertops, and a large walk in shower. Bathroom #2 offers a bath/shower with a white tile surround to ceiling, maple cabinets and Corian countertops. Bedroom #3 features a built-in desk in the closet area, which can be used as either a bedroom or den/home office space. The laundry area includes a washer/dryer plus some extra shelving for storage. This spectacular home is located in Valencia Lakes, Tampa Bay's premier 55 plus Resort style community. Start enjoying the active lifestyle and the amazing amenities that Valencia Lakes has to offer. Feel like you are on vacation every day while experiencing resort style living featuring a 40, 000 square foot clubhouse, pools, clubs, a bistro, art, fitness classes, pickle-ball, tennis, 24 hour fitness center, live shows and more. Start living the dream today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,676 | $1,674 | $2,160 |
Total Monthly Payment | $1,958 | $1,956 | $2,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.