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2209 Utopian DRIVE E, #109, Clearwater, FL, 33763 | $289,000
Welcome to this well maintained 3 Bedroom, 2 Bath 1st-floor condo in the prestigious Paradise Reserve section of On Top of the World!
As you step inside, you are greeted by a spacious living room, bathed in natural light, featuring a distinctive block glass window that offers both privacy and style. The open layout flows seamlessly into the dining room, perfect for hosting gatherings and enjoying meals with friends and family.
The kitchen features plenty of cabinets for storage and a cabinet pantry for added convenience. The space is brightened by newly installed canned lighting, complete with a light box trimmed in Molding and uplighting to create a welcoming atmosphere.
The generous primary bedroom offers a peaceful retreat, boasting a walk-in closet and an ensuite bathroom. The updated bathroom includes a new double sink vanity, mirrored medicine cabinets, a walk-in shower, and a newly built bench with storage for added convenience and style. The second spacious bedroom is conveniently located near the second bath, which features a new vanity and a tub with a shower. A third generously sized bedroom, with its elegant tray ceiling and French doors, would also make an ideal office, den or bonus room.
A dedicated laundry room provides extra functionality with cabinets for additional storage. The entire home has been freshly painted throughout, giving it a bright and modern feel. It also features a brand-new HVAC system (installed October 2024) for comfort and efficiency year-round, as well as hurricane shutters for added peace of mind. A new Hot Water Heater was also installed October 2024. OTOW is a pet-friendly community and offers free golf to homeowners. With an array of amenities including two golf courses, two heated swimming pools, tennis and pickleball courts, a fitness center, a dog park, horseshoe pits, lawn bowling, and shuffleboard there is always something do! The community also features a large ballroom for dances, complete with live bands or DJs and a relaxing spa. For convenient dining options, the onsite Good Karma Café offers snacks and take-and-bake meals. Prime Location: Conveniently located near the charming town of Dunedin with its beautiful beaches, as well as Clearwater Beach. You'll find great shopping and healthcare facilities nearby, making day-to-day life a breeze. Plus, it's an easy drive to both Tampa International Airport and St. Pete/Clearwater Airport, making travel and connections convenient. For financing transactions, On Top of the World requires 35% down. Property is conveyed as a Leasehold Estate Deed. Schedule an appointment today and see that this vibrant community has something for everyone!!! NOT IN A FLOOD OR EVACUATION ZONE! SELLER IS OFFERING A $2500 CREDIT TOWARDS KITCHEN UPGRADES AND A SUPREME HOME WARRANTY FOR BUYERS PIECE OF MIND!
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 3
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Complex: ON TOP OF THE WORLD
- Year Built: 1996
- Approx Sq. Feet: 1,310
- Est. Taxes: $3,596
- Condo Fee: $539 Monthly
- Lot Desc: Sidewalk
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
- MLS#: W7869145
- Days on Market: 20 days
- Website: https://www.raveis.com
/prop/W7869145/2209utopiandrivee_clearwater_fl?source=qrflyer
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP Phone: 727-847-4444
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2209 Utopian DRIVE E, #109, Clearwater, FL, 33763
$289,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,950 |
| Total Monthly Payment | $1,913 | $1,912 | $2,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388