2209 Utopian DRIVE E, #109, Clearwater, FL, 33763 | $269,000

Price Improvement! Welcome to this well maintained 3 Bedroom, 2 Bath 1st-floor condo in the prestigious Paradise Reserve section of On Top of the World!

As you step inside, you are greeted by a spacious living room, bathed in natural light, featuring a distinctive block glass window that offers both privacy and style. The open layout flows seamlessly into the dining room, perfect for hosting gatherings and enjoying meals with friends and family.

The kitchen features plenty of cabinets for storage and a cabinet pantry for added convenience. The space is brightened by newly installed canned lighting, complete with a light box trimmed in Molding and uplighting to create a welcoming atmosphere.

The generous primary bedroom offers a peaceful retreat, boasting a walk-in closet and an ensuite bathroom. The updated bathroom includes a new double sink vanity, mirrored medicine cabinets, a walk-in shower, and a newly built bench with storage for added convenience and style. The second spacious bedroom is conveniently located near the second bath, which features a new vanity and a tub with a shower. A third generously sized bedroom, with its elegant tray ceiling and French doors, would also make an ideal office, den or bonus room.

A dedicated laundry room provides extra functionality with cabinets for additional storage. The entire home has been freshly painted throughout, giving it a bright and modern feel. It also features a brand-new HVAC system (installed October 2024) for comfort and efficiency year-round, as well as hurricane shutters for added peace of mind. A new Hot Water Heater was also installed October 2024. OTOW is a pet-friendly community and offers free golf to homeowners. With an array of amenities including two golf courses, two heated swimming pools, tennis and pickleball courts, a fitness center, a dog park, horseshoe pits, lawn bowling, and shuffleboard there is always something do! The community also features a large ballroom for dances, complete with live bands or DJs and a relaxing spa. For convenient dining options, the onsite Good Karma Café offers snacks and take-and-bake meals. Prime Location: Conveniently located near the charming town of Dunedin with its beautiful beaches, as well as Clearwater Beach. You'll find great shopping and healthcare facilities nearby, making day-to-day life a breeze. Plus, it's an easy drive to both Tampa International Airport and St. Pete/Clearwater Airport, making travel and connections convenient. For financing transactions, On Top of the World requires 35% down. Property is conveyed as a Leasehold Estate Deed. Schedule an appointment today and see that this vibrant community has something for everyone!!! NOT IN A FLOOD OR EVACUATION ZONE! SELLER IS OFFERING A $2500 CREDIT TOWARDS KITCHEN UPGRADES AND A SUPREME HOME WARRANTY FOR BUYERS PIECE OF MIND!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1996
  • Approx Sq. Feet: 1,310
  • Est. Taxes: $3,596
  • Condo Fee: $539 Monthly
  • Lot Desc: Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • MLS#: W7869145
  • Days on Market: 56 days
  • Website: https://www.raveis.com
    /prop/W7869145/2209utopiandrivee_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 2:18:59 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-847-4444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2209 Utopian DRIVE E, #109, Clearwater, FL, 33763

$269,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,200 $215,200 $215,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $300 $300 $300
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,450 $1,430 $1,815
Total Monthly Payment $1,825 $1,805 $2,190

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.