***$50, 000 CREDIT AT CLOSING FOR AN ACCEPTED OFFER CLOSING BEFORE DECEMBER 31, 2024*** Victorian Elegance Meets Modern Comfort! Nestled on a picturesque corner lot overlooking the Clearwater Golf course, this stunning home is a masterpiece of both elegance & functionality. From its expansive wraparound porch to the thoughtful updates throughout, this residence offers a unique blend of classic charm & contemporary convenience. Please note that while there is some cosmetic updating needed on the exterior, the homeowner has shared that the home is structurally sound and ready for its next owner! The central front door opens into a welcoming foyer, which seamlessly transitions into the main formal liv area. Here, crown molding, decorative wood beams, side lights, & laminate wood flooring create an inviting and stylish atmosphere. To the right of the foyer, a versatile flex space is currently set up as a music room. Adjacent to the liv area is the heart of the home – updated chef's dream kit that boasts incredible storage, including a side-by-side refrigerator w/extra drawers, a dble oven, a flat top cook stove, built-in microwave, dishwasher, & an impressive coffee bar complete w/bar seating & its own sink. The kit also features a wine fridge & rack, making it perfect for entertaining. Additional highlights include spice racks, soft close cabinets, pull-out storage drawers & double upper cabinets, along w/a well-designed walk-in pantry. The current oversized formal din rm offers another great space. The main level houses 2 bedrooms, one of which is an en suite full bath featuring white raised panel cabinetry & step-in tub/shower combination. Down the hall, a mudroom provides convenient access to the garage. The oversized media room is another versatile space, equipped with a pull-down Murphy bed, ample storage, cabinets & a pool table that could be negotiated with the sale. Another full bath w/a step-in shower is nicely updated, leading to the fourth bedroom, which boasts a separate entrance to the yard and a kitchenette – an ideal setup for long-term guests or potential rental income. Ascend the back staircase to an expansive room currently used as a Man Cave. This 1, 000-square-foot bonus area includes a small loft space & access to a half bath. Off the bonus room is a den or additional bedroom that overlooks the backyard. The primary suite, accessible from its own private front staircase, is a true retreat. This almost 900-square-foot oasis includes a huge sitting area, a large sleeping area w/walls of closets, & balcony access. The his-and-her bathroom area features a soaking tub, step-in shower, and vanity, providing a serene escape from the rest of the home. The outdoor space is just as impressive as the interior. The fenced backyard comes complete w/a cooking station, a hot tub with a cover, a dining space, & a covered living area w/an outdoor TV. Additionally, there is a storage shed & wood decking around the side of the house, perfect for storing all your outdoor toys. The two-car garage offers storage & houses the washer/dryer. Located in close proximity to Clearwater Beach, this home offers both convenience & a tranquil setting. With its blend of historical charm, modern updates, & versatile spaces, this property is ready for its next owner to make it their own. Come and discover the endless possibilities it holds! Flexible space at its best! All furniture seen in photos can be included if desired (minus the piano).
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,635 | $5,708 | $7,726 |
Total Monthly Payment | $6,282 | $6,355 | $8,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.