Charming Riverfront Cottage at 12 Avenue E, Godeffroy, NY. Discover the perfect retreat in the heart of the Hudson Valley with this enchanting riverfront cottage. Nestled on a private, flat lot along the serene Neversink River, this property offers a unique blend of tranquility and adventure. Surrounded by mature trees, the lush landscape provides a natural sanctuary, making it ideal for a weekend getaway or a potential Airbnb investment. The cottage boasts one bedroom and one bath, exuding rustic charm with its knotty pine walls and ceilings, open beam ceilings, and a cozy living/dining space complete with a brick fireplace and stone mantel. The lovingly restored interior is filled with unique details, including built-in shelving and large windows that invite natural light to stream in, enhancing the warm, welcoming ambiance. Step outside, and you'll find two spacious sheds perfect for storing all your outdoor equipment and toys, including kayaks, river tubes, and bikes. This magical property offers endless opportunities for outdoor enthusiasts, with the Neversink River right at your doorstep for fishing or kayaking, and nearby hiking and biking trails to explore the stunning Hudson Valley scenery. Situated just a short drive from local wineries, great restaurants, charming shops, and other attractions, this property combines the best of both worlds: peaceful seclusion and proximity to vibrant local culture. With NYC just 1. 5 hours away, it's an ideal second home for those looking to escape the city's hustle and bustle. Don't miss the chance to own a piece of paradise where rustic charm meets modern convenience schedule a viewing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,417 |
Total Monthly Payment | $1,344 | $1,343 | $1,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.