Beautiful 2/1 home off a quiet road that dead ends at the property. This property is fully fended, has two gates by street. Once stepping on the property you feel like you have been transported to a lush jungle oasis. A walk way with stepping stones and trellis lead you to the large covered patio and front door. Walking through the front door you are greeted by warmth. Wood floors, wood ceiling, wood trim and a stone feature wall in the den. One small step down you are in the center of the home flanked by the great /dinning room and the kitchen. The seller is a skilled wood worker and has poured his heart and soul into his home that he has lived in for 20+ years. He has made custom wood kitchen cabinets with glass doors, he made the cobble stone counter tops and decorative stone backsplash, wood trim and beams on the kitchen ceiling. Off the kitchen is the laundry room that then leads to the very cool outdoor living space complete with a 7 foot swinging bench that stays. This private backyard is full of green plants, fruit trees and makes for an unbelievable outdoor entertaining or relaxation space. Back to the inside of the home there is a bathroom with custom built in floor to ceiling corner storage shelf, rain shower-head, glass shower door and travertine marble throughout. Oh! Can't forget about the custom bathroom barn door. The primary bedroom is off the family room and the secondary bedroom is off the kitchen and near the bathroom. Now back to the outside for MORE SURPRISES. . . there is a 18x30 woodworking shop!!! Permits have been pulled and seller is willing to sell most of the equipment . Lastly there is an additional storage shed and rain barrel on the property. The roof of the home is aluminum!!! This property is a stunning and unique and a MUST see!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,000 | $136,000 | $136,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $42 | $42 | $42 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $928 | $871 | $1,129 |
Total Monthly Payment | $1,045 | $988 | $1,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.