430 Podocarpus, Punta Gorda, FL, 33955 | $439,900

UPDATED BURNT STORE MEADOWS POOL HOME ON OVERSIZED LOT - This 3 bed/2 bath home boasts an open concept floor plan w/great room, adjacent formal dining area & centrally-located kitchen w/breakfast area. Home has updated kitchen/baths & is flooded w/natural light throughout. Designed for entertaining, the kitchen is the heart of this home w/quartz counters, stainless steel appliances, breakfast bar & closet pantry. Large breakfast area overlooks the lanai & pool area. Architectural details include high ceilings, arched transom windows, plantation shutters, & beautiful flooring that includes a mix of engineered hardwoods (master & living/dining area), porcelain tile (kitchen & baths) & wood-look laminate flooring in guest bedrooms. Home has large bedrooms including a private master suite w/two closets w/an oversized walk-in plus an updated spa-like master bath w/dual sinks & tiled shower. Split bedroom floor plan creates privacy for guests. Guest bedrooms share an updated guest bath w/combination tub/shower. Disappearing, sliding glass doors in the living room open to the lanai extending the living space outside allowing you to enjoy true, Florida-style, indoor/outdoor living. Lanai features a brick paver deck surrounding the in-ground, heated, saltwater pool w/attached spa. Relax in the shade of the covered seating area or soak up some Florida sun floating in the pool. Property is located on a quiet cul-de-sac & features a greenbelt view. Well-maintained, tropical landscaping surrounds the home evoking the feel of a private oasis. Updates include master bath renovation (2019), NEW roof (2022) & kitchen remodel (2024). Other amenities include whole-house hurricane protection w/a combination of Lexan panels & Kevlar roll down screens. Burnt Store Meadows is a growing, deed-restricted community w/direct access to US41 & Burnt Store Road. Reach historic Punta Gorda, Port Charlotte, Fort Myers & Cape Coral w/ease. Home is in move-in condition. Make an appointment today.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 35 x 110 x 130 x 145
  • Laundry: Inside, Laundry Room
  • Style: Custom, Florida
  • Year Built: 1997
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,810
  • Acreage: 0.23
  • Lot Size: 35 x 110 x 130 x 145
  • Est. Taxes: $2,353
  • HOA Fee: $290 Annually
  • Lot Desc: City Lot, Near Golf Course
  • View: Park/Greenbelt
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7499032
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/C7499032/430podocarpus_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/18/2024 8:36:49 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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430 Podocarpus, Punta Gorda, FL, 33955

$439,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,920 $351,920 $351,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.775% 6.790% 6.034%
Monthly Tax Payment $196 $196 $196
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,401 $2,253 $2,922
Total Monthly Payment $2,672 $2,524 $3,193

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.