What a lovely, private setting for this sweet Energy Efficient Rated Ranch. This 3 bedroom, 2 bath home with attached 2 car garage, has had numerous updates and improvements and is truly a move-in ready home. As you enter into the Foyer, enjoy the open concept to the spacious Living room with sliders to the deck. The kitchen features beautiful maple cabinets with granite countertops. The center island, provides not only workspace, but casual dining or that morning coffee. A lovely seating area looks out over the deck to watch the wildlife or open the sliders for outdoor eating on the deck. The generous Dining Room is ready to host family celebrations and gatherings. The Primary Bedroom Suite has a private bath w/whirlpool tub and tile shower. Plenty of Closet space including a walk-in closet. The full basement has plenty of space, for storage or perhaps a work-out room or crafts and hobbies. There is a 4 bay garage/barn with tons of storage space for cars, garden tools or whatever you collect. Even a 220EV charger plug for your electric car. The upper level could host woodworking or perhaps a home business. There is an owned Solaflect Solar Array on the property providing savings on electric costs, along with heat pumps and more to enjoy carefree living. The property is close to walking trails, ski and recreation areas and much more. One can enjoy small village living at it's best.
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Our Executive Mortgage Banker:
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,288 | $3,127 | $3,985 |
Total Monthly Payment | $3,861 | $3,700 | $4,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.