Lovely well maintained 4 bedroom 2 bath home built in 2023! Low maintenance smart home! Ready for you to enjoy peaceful moments in this quiet Pine Grove neighborhood in Palm Coast Florida! Open floorplan! Beautiful light and airy kitchen w/upgraded granite, a large kitchen island, walk in pantry and Whirlpool stainless steel appliances. Enjoy your meals in the dining room overlooking your backyard. Ceiling fans throughout! The master bdrm overlooks the backyard. Ensuite bath w/walk in shower. Park up to 5 vehicles in your 2 car garage plus wide driveway. Enjoy many fun activities, events and restaurants in Palm Coast or nearby Flagler Bch (< 10 miles away) & St Augustine. If you love golf PC is the city to be! 17 courses w/in a 15 mile radius! European Village, Fort Matanzas Natl Monument, Marineland, all the beaches & state parks are exciting for everyone! Shopping is always fun or see a movie in Town Center! This home is move in ready so what are you waiting for? Come see today! : ) Upgrades include ceiling fans, chandelier, nickel knobs on all cabinets, kitchen faucet, pendulum over the counter, light fixtures & mirrors in each bathroom and cabinet in the laundry rm! 24 hour notice is required however please call listing agent to see if an exception can be made. You can also use showing time. For all questions and showings please contact me on my cell (386) 387-1716. I work remotely not in the office so please do not call the St Augustine office number. Thank you! Told by the builder's staff there is a transferrable structural warranty. Still collecting more info to confirm and share.
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Our Executive Mortgage Banker:
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,962 | $1,913 | $2,416 |
Total Monthly Payment | $2,102 | $2,053 | $2,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.