5980 Terrace Park DRIVE N, #105, St. Petersburg, FL, 33709 | $165,000

Welcome to your perfect Florida retreat! This ground-floor 1-bedroom, 1-bath condo offers a serene WATER VIEW and a smart, open-concept layout designed for easy living—no need to worry about stairs or elevators. The condo features durable vinyl flooring throughout, As you enter, you're greeted by a modern kitchen featuring sleek QUARTZ COUNTERTOPS, STAINLESS STEEL APPLIANCES and an island with bar seating that doubles as extra counter space. The living room invites you to unwind, with built-in shelving that holds a 65-inch flat-screen TV, ideal for showcasing your favorite books or travel mementos. CROWN MOULDING throughout adds an elegant touch, complementing the condo's modern design. The spacious bedroom is tucked away, offering HIS-AND-HER CLOSETS for ample storage, while the stylish bathroom features a WALK-IN SHOWER. This home comes equipped with IMPACT WINDOWS for added security and peace of mind, PLANTATION SHUTTERS for a touch of timeless style, and a NEW A/C unit for year-round comfort. Step out from the living room onto the SCREENED LANAI, where you can enjoy the peaceful WATER VIEW and Florida's sunshine year-round. The community features not one, but SIX POOLS—including one just a short walk from your door that is heated—and offers a grill area and outdoor kitchen space perfect for gatherings. Plus, the home comes with an ASSIGNED COVERED PARKING SPACE, ensuring convenience for you and your guests. Located just a short drive from St. Pete Beach, Treasure Island, and the lively St. Pete Pier, you'll have access to some of the area's best restaurants, bars, and cultural attractions. You’re also conveniently close to St. Pete-Clearwater Airport and all of Tampa Bay, including Downtown Tampa and Clearwater. This condo is the perfect blend of relaxation, comfort, and accessibility—your ideal Florida home awaits! SCHEDULE A SHOWING TODAY!

Features

  • Heating: Natural Gas
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 6
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Electric Dryer Hookup, Washer Hookup
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1978
  • Common Charge: $351 Monthly
  • Approx Sq. Feet: 840
  • Est. Taxes: $1,871
  • Lot Desc: In County
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Range, Range Hood, Refrigerator
  • MLS#: A4625378
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4625378/5980terraceparkdriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/19/2024 12:28:05 AM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5980 Terrace Park DRIVE N, #105, St. Petersburg, FL, 33709

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.775% 6.790% 6.034%
Monthly Tax Payment $156 $156 $156
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $900 $845 $1,096
Total Monthly Payment $1,131 $1,076 $1,327

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.