This stunning 2 bedroom, 2 bath home is immaculate and all the big items are done, so you can just move in and enjoy your new home. It also sits high and dry with no flooding issues from the recent storms. Another highlight to this home is there is a true owners suite with an attached bath. No baths in the garage in this one as both are located inside. With no carpet to worry about, the entire home boasts easy-to-maintain tile flooring. You’ll also enjoy the added bonus room, ideal for a home office or formal dining room. The kitchen features a recently updated cooktop, built-in oven, nice size breakfast bar and a large pantry. Recent updates include brand new roof in 2024, new septic and drain field in 2023, new storm windows installed in 2018 and 2019, new hot water heater in 2023 and a brand-new AC system in 2021. The property offers ample parking and a lovely backyard for outdoor relaxation or entertaining. Plus, you’re just moments away from an array of restaurants, shopping, and beautiful beaches. There is a community pool and clubhouse that offers an optional membership.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,222 | $1,577 |
Total Monthly Payment | $1,551 | $1,549 | $1,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.