ASK ABOUT HOW YOU CAN OWN THIS HOME FOR JUST 5% DOWN TOTAL! Privacy at its finest at this Custom built Ranch with expansive open floor plan! This property is a ready to build in this established neighborhood. This stunning property offers an attractive, flat building lot. Enjoy high-end finishes throughout. Boasting an open floor plan upon entering with vaulted ceilings and gas fireplace. Kitchen offers granite countertops, GE appliances and large center island. Slider in dining area leads out the the back deck. 9ft ceilings and hardwood flooring runs throughout. Primary bedroom with walk-in closet and on-suite bathroom, 2 additional spacious bedrooms, full bathroom and laundry plus access to the 2-car garage. Enjoy living in Litchfield country within minutes to the center of Watertown and 15 minutes to the center of Litchfield. COME BUILD YOUR DREAM HOME!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Full Bath | Main |
Primary Bath | Main |
Primary BR Suite | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,773 |
Total Monthly Payment | $3,158 | $3,118 | $3,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.