Located in the highly sought-after Town Center area of Jacksonville, this stunning 4-bedroom, 3. 5-bath home is situated within the gated community of Old Mill Branch. The property boasts a spacious two-story layout, including an office, formal dining room, and a fully equipped kitchen featuring stainless steel appliances, a tile backsplash, and 42'' cabinets. Enjoy your morning coffee in the breakfast nook overlooking the lanai. The family room offers a cozy wood-burning fireplace, while plantation shutters and fresh paint add elegance throughout. Wood look tile floors grace the downstairs living space.
The large owner's suite is conveniently located on the first floor, complete with a luxurious ensuite bathroom that includes a shower, garden tub, and dual vanities.
Upstairs, you'll find three generous secondary bedrooms, two of which share a Jack-and-Jill bathroom, as well as a separate full bathroom. The fully fenced backyard offers a covered lanai, deck with pergola. Additional features like an irrigation system, water softener, and Tesla car charger are an added plus!
Old Mill Branch residents enjoy exclusive access to a private pool and playground, and the home is just minutes from major shopping, dining, I-295, and I-95, as well as close proximity to the beaches. Situated on a quiet cul-de-sac, this home offers both privacy and convenience.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,507 | $3,504 | $4,520 |
Total Monthly Payment | $3,599 | $3,596 | $4,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.