Simmons Street in Millerton offers the serenity of a village lane, untouched by heavy traffic and adorned with homes from the Victorian era. A leisurely stroll along the tree-canopied sidewalk leads to Main Street and the scenic Harlem Valley Rail Trail. This peaceful ambiance extends to the surrounding network of homes and streets. The residence, dating back to the late 19th century, has undergone thorough renovations by the owner, a contractor, for his family's personal use. On the first floor, the kitchen boasts generous counter space and wooden cabinetry, complemented by a convenient half bath near the rear deck entry. A pot filler over the stove and an extra sink set on an independent counter with additional cabinets contribute to the kitchen's practical design. The kitchen opens into a dining room, separated from the living room by classic wooden pocket doors. With its nine-foot ceilings, hardwood floors, and ample windows characteristic of the era, the floorplan is a highlight of this stylish home. The entrance features a welcoming foyer that leads to the front concrete path. This level also includes a cozy den and a full bathroom. Upstairs, the bathroom offers a double vanity, a traditional bathtub, and a walk-in shower equipped with dual shower heads. The primary bedroom is outfitted with a self-illuminated Ika Pax closet system. Two more bedrooms round out the second floor. Additionally, the property features a full basement complete with a workbench, elevated garden beds, and a children's playhouse.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $436 | $436 | $436 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,818 | $3,576 |
Total Monthly Payment | $3,349 | $3,346 | $4,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.