Welcome to your dream waterfront retreat! This stunning (4bed/3 full bath + Bonus) two-story stucco home features an expansive 151 feet of pristine waterfront footage along the serene Doctors Lake, with navigable access via the St. Johns River. Complete with a 6 foot bulkhead, this gorgeous property is on one of the highest points along Doctors Lake Drive with the home over 18 feet above the mean high water mark - meaning no flood insurance requirement! Nestled on over half an acre under hickory and live oak trees, this home offers a perfect blend of luxury and comfort. Ample parking on the cul de sac style shared driveway perfect for gatherings! With a Spanish Mediterranean architectural influence with full arches and open patio spaces, you can enjoy your natural surroundings from all sides. Step inside the custom built 8 foot double doors and you're immediately greeted by 2 story high ceilings, a shimmering chandelier and an impressive barrel vaulted hallway leading to your entertainment spaces and a glorious view unlike any other in this area. Continue on to discover a spacious theater style living room with 16-foot vaulted ceilings - where you can also enjoy breathtaking water views. The open layout comfortably connects the living room to the dining room and the gourmet kitchen, overlooking a double sided fireplace in the sitting room. Retreat to the upstairs primary suite, where you can savor spectacular sunrises and sunsets from your private vantage point. Also located upstairs are 2 bedrooms connected by a spacious jack and Jill bathroom, and a large bonus room with built in shelving and double closets - an ideal space for a game room, studio or a 5th bedroom. The in-law styled 4th bedroom downstairs offers an attached bathroom and private entrance, suitable for guests or multi-generational living. Appreciate outdoor living is at its finest with an expansive 1300+ square foot screened patio including a saltwater pool - complete with covered areas perfect for relaxing while enjoying the picturesque lake views. Built with tilt-up concrete, steel construction and thermal insulated windows, this home ensures durability and safety - providing peace of mind for years to come. (Roof - 2021. HVACs 2015. Water Heater 2022) Don't miss the chance to own this extraordinary lakeside haven - Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.864% | 6.725% |
Monthly Tax Payment | $782 | $782 | $782 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,507 | $5,578 | $7,492 |
Total Monthly Payment | $6,414 | $6,485 | $8,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.