Charming village 2 Family Home with a flagstone walkway and COVERED WRAPAROUND ROCKING CHAIR FRONT PORCH! The corner parcel also has a large red barn and driveway parking. Each unit has a private entrance from the porch. First Floor Apartment has a Living Room, 2 bedrooms and a full bath with a shower, Eat-in-kitchen, plus an enclosed heated back room and back porch to the yard. The second Floor Apartment has an Eat-In-Kitchen with a large pantry, Living Room (currently used as a bedroom), 2 Bedrooms (one of these bedroom is up on the third floor), and a Full Bath with Bathtub plus attic storage. Once you walk through the hedge entrance look up to your right and you'll see a very special bird house in the tree. There is a full basement with interior and exterior access with laundry area and slop sink, utilities, and a new oil tank (2023). Long term tenant is renting both units and would gladly stay in both units, consolidate to one unit or be prepared to move. Do not use stairs in barn - it does not have power and needs rehab. Convenient location and in close proximity to Metro North Train Station, Village, 684, 84, Restaurants, Shopping, Worship, and Parks. Additional Information: HeatingFuel: Oil Above Ground,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $871 | $871 | $871 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $3,506 | $3,472 | $4,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.