Motivated seller made $20k price reduction. Bring your buyers to this stunning Colonial Home on half-acre with Inground Pool. The home's classic colonial architecture is complemented with lovely landscaping and front walkway. Situated in a suburban neighborhood with the convenience of city amenities just minutes away. This home offers easy access to local schools, parks, shopping and dining. Featuring hardwood flooring throughout, this house provides a seamless transition from room to room. The cozy layout of the house incorporates a central great room, emanating warm and welcoming vibes with its wood-burning stone fireplace, perfect for those chilly winter nights. The custom eat-in kitchen is a chef's dream, boasting maple cabinetry that provides ample storage, along with sleek granite counters. French doors open to an exquisite formal dining room that is highlighted by a vaulted ceiling, accent lighting, and beautiful windows that allow an abundance of natural light to filter in. Completing the first floor is the living room that boasts a bay window, allowing you to enjoy the outside view. The main floor also has a versatile bedroom/office, full bath, and a conveniently located laundry/utility room. The second floor reveals an open, spacious loft with loads of natural light from expansive windows overlooking private, serene backyard. The owner's suite is a spacious retreat complemented by a large closet and an unfinished bathroom area with rough plumbing in place, ready to be transformed into your dream bath. Additionally, the second floor hosts two large bedrooms and a full bath. Step outside to your private backyard sanctuary, perfect for hosting summer gatherings or simply lounging under the sun. The expansive yard features a heated in-ground pool, expansive patio for entertaining, charming pergola and hot tub with a new cover offers a more intimate setting for relaxation. Dive into summer with your very own resort setting, perfect for poolside fun or gatherings! Energy savings with Leased solar panels ($88/month). This pretty Colonial encapsulates the perfect blend of comfort and convenience. Its strategic location combined with its thoughtful layout and abundant amenities makes it an ideal place for those seeking a well-appointed lifestyle. This house is more than just a property; it's a place you can call home. Also, please note: This home does not require flood insurance, seller obtained elevation certificate. Taxes are $11348 without STAR exemption.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $946 | $946 | $946 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,779 | $3,776 | $4,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.