SELLER WILL PROVIDE A TWO YEAR HOME WARRANTY!!! Nestled on an oversized, peaceful lot, this beautifully landscaped home offers privacy and serenity at every turn. Furnished and ready for you to move right in! The circular driveway provides ample parking and convenient access, and the property is located in a coveted X flood zone for added peace of mind. Built for comfort and entertainment, the 2023 roof and impact glass provide top-tier protection, while the luxurious gunite saltwater heated pool, complete with a pool cleaning system, invites relaxation with endless private views. The Florida room, featuring its own mini-split air conditioning unit and surround sound system, enhances indoor-outdoor living with direct access to the lanai. Speakers extend to the lanai, perfect for entertaining, and multiple entry points allow convenient access from the kitchen, garage, and Florida room. The garage offers versatility with screen doors, extensive cabinet space for a workshop, entertainment area, or vehicle parking. For additional storage, there’s an outdoor shed and an attached garage space designed for a small recreational vehicle or golf cart. With three hurricane easy screens for the lanai and ample closet space, this home has plenty of storage for all your needs. The kitchen features a cozy dining area, and the microwave doubles as a convection oven. Minutes from the new Sunseeker Resort, Downtown Punta Gorda, and Fisherman’s Village, this prime location is close to shopping, restaurants, marinas, and less than 20 miles from the Gulf beaches. This home is the perfect blend of functionality, comfort, and Florida living at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,648 | $2,126 |
Total Monthly Payment | $1,827 | $1,825 | $2,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.