MOVE-IN READY, PGI HOME W/SPECTACULAR GOLF COURSE VIEW & **NEW ROOF** - Home is being sold FULLY FURNISHED/TURNKEY! Custom, 3 bed/2 bath home in Punta Gorda Isles is located on an oversized lot overlooking St Andrews South golf course. The property has an awesome view of a lake & the 3rd/4th fairways. From the lanai, you can also view the #2 green/#3 tee (to the left) & #3 green (to the right). Inside, the home features a spacious, open floor plan w/soaring cathedral ceiling, formal dining area plus a large kitchen w/adjacent breakfast area. Architectural details include freshly painted trim, doors & ceilings, lighted plant & display shelves, wood-look porcelain plank tile flooring throughout the main living areas & updated carpet in bedrooms. The kitchen is centrally located & offers a mix of solid surface & tile counters, a breakfast bar, closet pantry, built-in wine rack, stainless steel appliances & ample cabinet & counter space. The master suite features walk-out access to the lanai, a reading nook, an oversized walk-in closet & en-suite master bath w/dual sinks, garden tub & separate tiled shower. The split bedroom floor plan boasts large guest rooms - each w/large walk-in closets. The guest bath doubles as a pool bath w/access to the lanai. Almost every room in the home offers a pool and/or lake view. Outside, the lanai has an in-ground, heated pool & plenty of room for outdoor entertaining. Sit back & relax as you watch the golfers pass by throughout the day. The lanai also offers an outdoor shower & pool storage closet. Other amenities include an attached two-car garage, hurricane protection & a security system. Lots of updates/improvements including NEW roof (2023), fresh exterior paint (2022), rescreened lanai (2023), NEW pool pump/heater (2023), NEW hot water heater (2023), NEW HVAC [compressor & handler] (2021), upgraded irrigation control panel (2017), NEW washer (2022), NEW refrigerator/dishwasher (2018), NEW microwave (2024) and upgraded alarm system (2016). Home is meticulously maintained & in move-in condition. Miles of sidewalk connect you to most of Punta Gorda Isles all the way to historic downtown. Enjoy being close to shopping, restaurants & the new library. Join the voluntary Punta Gorda Isles Civic Association to meet your neighbors & join clubs/participate in activities you enjoy. Discover why Punta Gorda is consistently rated one of the best places to live. Make an appointment today & find your place in paradise. Flood insurance is transferrable and seller will be willing to cooperate with this.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,420 | $3,336 | $4,212 |
Total Monthly Payment | $3,853 | $3,769 | $4,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.