Location, location, location. This Begonia model that is now mostly turnkey is located between Sumter Landing and Brownwood in this highly sought after neighborhood. As you enter this home, you have a front patio that is screened in and has a ceiling fan. Open the beautiful front door which also has a storm door, you walk into the hallway that leads to the huge open Living room/Dining room with tall ceilings and awesome luxury vinyl flooring. As you continue straight, you walk into the Lanai that is enclosed and Heat/Cooled with a mini split system. Coming back to kitchen you will see tall white cabinets with beautiful countertops and all stainless-steel appliances. There is also a breakfast nook where you can drink your coffee and watch the sunrise. As we continue to tour this beautiful home, we go into the large main bedroom with ceiling fan and luxury vinyl flooring then into the spacious ensuite with his/her closets and dual vanities and roman shower in the spacious bath. The Laundry room has cabinets for your cleaning supplies over the Washer and Dryer. From there we go into the 2 car and golf cart garage that is heated /cooled by a second mini-split system. Finally, as we go back to guest bedrooms located on the opposite side of the main bedroom separated by a pocket door to give your quests privacy during their stay. This home has crown molding throughout and plantation shutters on all windows and custom light fixtures. The painted driveway leads into the 2 1/2 car garage with a whole water system. Professional landscaping surrounds this Begonia model home. Some of the furniture is negotiable and separate from price of the house.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,047 |
Total Monthly Payment | $3,718 | $3,715 | $4,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.