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1489 Kensington STREET, Port Charlotte, FL, 33952 | $375,000
HIGH & DRY FRESHWATER WATERFRONT LIVING – Not in a flood zone and with no storm-related issues to the home! Experience the ultimate Florida lifestyle in this newly renovated 3-bedroom, 2-bathroom, 2-car garage home with a private dock rebuilt in 2022. All present furnishings are included. A surveillance system with video monitoring provides added peace of mind. Recent improvements make this home truly turnkey. In 2024, the pool was resurfaced, the entire house was repiped, new tile flooring was installed, and fresh paint and lighting were added throughout. The 2022 kitchen update brought granite countertops, soft-close cabinetry, all-new stainless steel appliances, a breakfast bar, and a pass-through window to the poolside patio, perfect for entertaining. Essential updates include a two-year-old septic tank and drain field, a newer roof, hurricane-impact windows from 2020 (Per permits there are 8 hurricane impact windows), and a reliable A/C unit still under warranty. Enjoy 80 feet of serene freshwater frontage along the Morningstar Waterway, where you can fish, launch a kayak, or savor your morning coffee by the water. Disappearing sliding glass doors connect the interior to the covered Florida room, which flows seamlessly to the screened pool and lanai, creating an ideal space for indoor-outdoor living. With no deed restrictions, an extra parking pad provides plenty of room for a boat, trailer, or RV. The gravel area to the right of the home makes a perfect spot for your family dog to run and play. Surrounded by lush tropical landscaping, the backyard is fully fenced for added privacy and features a fruit-bearing orange tree, offering the luxury of fresh-squeezed juice right from your yard. Nearby, multiple community boat ramps make it easy to explore the area’s scenic waterways. This home offers peaceful seclusion while keeping you close to local attractions. Nature trails, golf courses, and beaches are all within reach, and it’s just a short 15-minute drive to Sunseeker Resort, Fishermen’s Village, Downtown Punta Gorda, and the vibrant Restaurant Row. Within 45 minutes, you can be on the pristine shores of Boca Grande or Englewood Beach, enjoying the crystal-clear waters and sugar-sand beaches.
Why wait? Stop dreaming and start living the coastal lifestyle today!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 80 x 150
- Laundry: In Garage
- Style: Florida, Ranch
- Year Built: 1984
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,700
- Acreage: 0.27
- Lot Size: 80 x 150
- Est. Taxes: $5,404
- Lot Desc: Cleared, FloodZone, Landscaped, Level
- View: Water
- Elem. School: Neil Armstrong Elementary
- Middle School: Murdock Middle
- High School: Port Charlotte High
- Pool: Fiberglass, In Ground, Screen Enclosure
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: C7499170
- Days on Market: 32 days
- Website: https://www.raveis.com
/prop/C7499170/1489kensingtonstreet_portcharlotte_fl?source=qrflyer
Listing courtesy of MICHAEL SAUNDERS & COMPANY Phone: 941-639-0000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1489 Kensington STREET, Port Charlotte, FL, 33952
$375,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $450 | $450 | $450 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
| Total Monthly Payment | $2,521 | $2,519 | $3,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388