One or more photo(s) has been virtually staged. Welcome to this charming home located in the community of Hernando Oaks, a gated, 18-hole golf community! The social fee of $53/month will provide you 2 rounds of golf. This move-in-ready home offers the ideal blend of convenience and comfort. Upon entering, you’ll be greeted by an open floor plan that seamlessly integrates the family room, dining area, and kitchen. This house features high, vaulted ceilings and ceiling fans throughout to ensure comfort in every season. 4-point inspection is available- roof is original and it has 5 years of remaining useful life. This beautiful home has a large backyard (survey available), overlooking the pond/lake, and you are allowed to fence your patio area if you desire. The courtyard offers plenty of space to relax and unwind with your friends and family. All bedrooms are spacious, and the master bedroom features a walk-in closet, a large and handicap accessible shower, and two vanity sinks. This community is pet friendly, it has affordable HOA fees, no CDD fees, and it is not in a flood zone. (No damages caused by the recent storms. ) Hernando Oaks' amenities include an 18-hole Scott Pate course spanning 6, 905 yards, a pro shop, a restaurant, and social membership. This house is only about 30 min away from Roger's Park (3 acres along the Weeki Wachee River, with a boat launch, swimming beach & manatee sightings. ) and about an hour away from Tampa, FL. Contact me right away to schedule a showing!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
Total Monthly Payment | $1,815 | $1,814 | $2,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.