Welcome to this beautifully maintained home in the desirable Plantation Bay Community of Ormond Beach! Built in 2003 this 2, 100 square foot residence offers three spacious bedrooms, two bathrooms, and a two-car garage. Enjoy the durability and energy efficiency of block construction, all while taking in serene water views from the comfort of your family room. The open floor plan, well-kept interior and picturesque setting make this home perfect for those seeking a balance of elegance and tranquility. The family room with its high ceilings sliding doors to the expanded tiled screened lanai is perfect for relaxing or entertaining. The dining room with its built in hutch unit is perfect for your dining pleasure. The kitchen is located to the right of the family room with granite counter tops, stainless steel appliances, double oven, built-in hot water dispenser and includes a breakfast nook with a great view of the water. Retreat to the private master suite, complete with a large size walk-in closet and an en-suite bathroom that includes dual sinks, a walk-in shower, and soaking tub. The second bedroom is spacious and comfortable, while the third bedroom at the front of the house makes for an ideal office. Enjoy the new LVF flooring which was installed in 2023 in the foyer, hallways and kitchen areas. Guest bathroom has granite counter top along with a nook with glass shelving. All rooms have ceiling fans. New Roof 2024 with top quality product. The spacious 2 car garage has utility sink. Come enjoy the Plantation Bay Lifestyle! 45 holes of golf, tennis & pickleball, 2 pools, cabana, spa/fitness center and our NEW Clubhouse! Buyers of this home will receive a substantial discount on the initiation fees, when they join within 30 days of closing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,652 | $2,552 | $3,238 |
Total Monthly Payment | $2,941 | $2,841 | $3,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.