**New hurricane-rated windows and sliders installed. *** Experience island living at the Island Estates community in beautiful Clearwater! Minutes away from the award-winning Clearwater Beach, this newly renovated two-bedroom, two-bathroom, 5th-floor CORNER UNIT offers breathtaking views of both the Intracoastal Waterway and the Gulf of Mexico. Step inside to discover modern updates throughout, including Kardean luxury vinyl plank flooring, fresh paint, stylish light fixtures, and two fully renovated bathrooms. The gourmet kitchen features new stainless-steel appliances, stunning quartz countertops, an island, and a new sink and faucet. The spacious living and dining areas are flooded with natural light and provide spectacular water views, with access to a balcony overlooking the Intracoastal. Enjoy even more outdoor living and sunset views on the balcony with the refreshing sea breeze. The primary bedroom is a serene retreat, offering more of those gorgeous views, a large walk-in closet with custom shelving, and a beautifully upgraded bathroom with dual vanities and a walk-in shower. The second bedroom features wall-to-wall windows for stunning views and is conveniently located near the newly renovated secondary bathroom with a walk-in shower. The unit also includes a NEW A/C, a laundry room with a washer and dryer, and extra storage. This well-managed building offers great amenities, including a heated pool, gym, clubroom, dock, tennis/pickleball courts, sauna, a library, billiards room, and a private event room with a full kitchen. Plus, it's part of the vibrant Island Estates community with convenient access to a Publix, dining options, the Clearwater Marine Aquarium, and more. All this, is just minutes away from the top-rated Florida beach, Pier 60, sunset cruises, and dining hotspots. Rentals are allowed with a minimum of 6 months and 1 day. Assigned covered parking is conveniently located near the entrance. Pets welcome (with restrictions). Don’t miss your chance to enjoy island living—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$805,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $644,000 | $644,000 | $644,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $882 | $882 | $882 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,339 | $4,280 | $5,431 |
Total Monthly Payment | $5,313 | $5,254 | $6,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.