WATERFRONT PARADISE FOUND!! With the spring fed Homosassa River only minutes away and Direct Access to the Gulf of Mexico offering the best of both worlds. COME AND FALL IN LOVE with this inspired , luxuriously remodeled split floor plan. Enter into the OPEN CONCEPT main living area boasting loads of natural light, tongue and groove pine cathedral ceilings, a soothing color pallet, and luxury vinyl plank flooring. The living room's sliding glass doors open to the covered lanai bringing the outside in and opening endless opportunity for entertaining family and friends. The spacious and newly updated kitchen offers granite counters with bar seating, stylish soft close wood cabinetry, stainless appliances, eat in nook, and a door and pass through window offering access and service to the lanai and pool area. Enjoy all the space for furnishings the master bedroom affords along with pool access, an oversized walk in closet, and en suite bath. The stylish master bath has a tiled walk in shower with glass enclosure, garden tub, quartz counter with double vanity. Across the split plan you will find the two additional bedrooms to be very generous in size and sharing the second bath also renovated to include marble counter and tiled shower. This is Florida living at it's finest. Outside, grab a book, a cold drink, and relax in the large under roof lanai area or cool off in your own custom pool. Your waterfront dream continues with a large back yard situated canal front and includes seawall and cap, two fixed docks, and boat lift. Don't forget the the deep oversized 2 car garage with room for all the water toys and custom wood cabinetry to keep organized. NEW ROOF in April of 2024, FULLY RENOVATED and UPDATED 2024: KITCHEN, BATHS, INT and EXT PAINT, LVP FLOORING, new SLIDING DOORS, previously UPDATED DOUBLE PANE WINDOWS, HVAC 2016. This homes elevation sits higher than many of the surrounding properties. According to Seller’s research, the home has NEVER FLOODED! The Homosassa River offers cool spring water for swimming, kayaking, waterfront dining and entertainment while the nearby estuaries and Gulf of Mexico offer world class inshore and offshore fishing, diving, boating and scenery. Come meet the neighbors. . Manatee, Porpoise, Tarpon, Snook, Redfish, Grouper, Scallops, and Crab . . . Walk, Ride, Swim, Paddle. . . come see for yourself. Enjoy the photos and call today!!! HOME HAD NO WATER INTUSION DURING HURRICANE HELENE.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $677 | $677 | $677 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,199 | $5,390 |
Total Monthly Payment | $5,022 | $4,968 | $6,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.