UNDER APPRAISED VALUE!!!!!! MOTIVATED SELLER!!!!! Follow the tree lined streets of Shady Creek to the back of the community to this home. Stone accents highlight the front of the home and brick pavers edge the driveway with a walkway leading to a covered porch. Just beyond the stairwell (there's storage under there too!) is a combination living/dining room which can also be accessed from the kitchen. An enormous amount of counterspace and cabinets in this kitchen make a home for all your appliances and dinnerware. At the end of the oversized island which houses a large sink with industrial type faucet is a coffee bar with additional storage. Samsung stainless appliances highlight the kitchen. With the kitchen being adjacent to a casual dining space and the family room the island is sure to be the gathering spot for friends and family. Adjacent to the kitchen is a laundry room with shelving and space for storage. Just past the laundry is the garage so unloading groceries into the kitchen is a snap.
The family room is spacious and with sliding glass doors adjacent you can do indoor/outdoor entertaining. The lanai features brick pavers and showcase the inground heated pool with sunning shelf at one end and a raised paver deck with a firepit. Minimal backyard means less mowing and more pool time for you and the family in your white vinyl fenced yard. Bringing your pet? They will love the pet door leading to the grassy area. The master bedroom on the first floor has a single french door to the pool area and two closets! A master bath features split vanities, a garden tub and a glass enclosed shower. Back down the hall leading to the front door is a powder room and then travel upstairs and into the giant size loft area which could easily be converted to a fourth bedroom. The hall bath has two sinks and is separated with a door leading to the commode and tub with shower. Each of the two bedrooms upstairs are amply sized. The roof is less than 5 years old and AC is provided by 2 central air conditioning units and 2 air handlers. This location just south of Big Bend Road is convenient to so many places to shop, dine and do family activities.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,707 | $2,605 | $3,305 |
Total Monthly Payment | $3,120 | $3,018 | $3,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.