SELLER OFFERS 10K CONCESSION AT CLOSING. Nestled in the highly sought-after Settlers Pointe subdivision, this inviting home offers a thoughtfully designed space. This 2-bedroom, 2-full bathroom residence boasts a spacious front porch with a versatile Florida room with central air-conditioning and a screened lanai, ideal for avid gardeners or those seeking a cozy starter, pet-friendly fenced home!
The generous front porch welcomes you into the home. Step inside to discover a bright, open floor plan with tile flooring throughout—no carpet in sight! The updated kitchen features beautiful wooden cabinetry and ample counter space, perfect for preparing meals or entertaining guests. The air-conditioned Florida room, wrapped in newer glass windows, offers a serene space to relax and enjoy the year-round tropical climate.
Outside, you'll love the screened lanai that overlooks a private, fenced-in garden, providing a peaceful oasis for outdoor living. The tropical landscaping adds a touch of paradise to your backyard, creating the perfect spot for unwinding.
This home offers the added benefits of NO HOA and NO CDD, giving you more freedom and flexibility. It's a rare find in this!
Located in a great spot, this home offers easy access to major throughways, making commuting a breeze. You’re just minutes from USF, I-275, downtown Tampa, and Tampa International Airport, providing convenience for both work and travel.
Don’t miss your chance to make this charming residence yours. Contact us today to schedule a tour!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,228 | $2,226 | $2,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.