Under contract-accepting backup offers. You've been scouring all of the websites for months now, waiting for that one home with just the right amount of updates, lot size, amount of space and perfect layout. . . . and your patience has finally paid off! 228 Silk Bay Place is positioned perfectly on a premier corner lot in the well established community of Crystal Creek, and this could be the home where you're hosting this years Thanksgiving at. . . . can you imagine cooking in this kitchen?? As you first step foot through the front door, you can immediately appreciate how well cared for this home really is, and the amount of functionality that each individual space offers. A formal office/flex space off to the left makes the perfect work-at-home location, or could double as a homeschooling room, while a formal dining/living room is on the opposite side, and connects directly to the kitchen for extra convenience while hosting those family dinners and holidays. Are you searching for an open concept and do you like to entertain, well it doesn't get any better then this. Your newly renovated kitchen with quartz countertops, updated backsplash and stainless steel appliances has a panoramic view of the living room, breakfast area and outside lanai, so you can still be in the kitchen while interacting with all of your other guests & family. Do you like some privacy between your bedrooms and the secondary bedrooms. . . well that box is checked too! Your primary suite is located on the left-hand side of the home, with a stunning view of your new pool, and has already been tastefully updated less that two years ago for you; including dual vanities with brand new quartz countertops, a free standing soaking tub and a separate walk-in shower. Three other bedrooms are located on the other side of the home, offering that desirable amount of privacy and quiet, and they are serviced by the second completely updated bathroom, which doubles as a pool bathroom, and has also been meticulously updated with quartz dual vanities. Step outside to your own little oasis under the covered lanai, and picture yourself enjoying a morning espresso while listening to the birds, and you gaze upon your tranquil new pool. Imagine hosting holidays and birthdays outside here year round, while the kids enjoy the pool and you're watching favorite game and barbequing. . . . it simply does not get any better than this! In case you have not noticed yet, there is not one stitch of carpet in this home that you'll have to replace. Zoned for Greenwood Middle School & Lake Mary High School. Don't you deserve to walk into a home everyday that you're excited about?
ENTIRE KITCHEN & ALL BATHROOMS COMPLETELY UPDATED IN 2022 | NEW ROOF IN 2022 | NEW HVAC (AIR HANDLER & CONDENSER) & ORIGINAL WIRING REPLACED IN 2022 | POOL RESURFACED IN 2022 | NEARLY A QUARTER ACRE ON A PREMIUM CORNER LOT | LOW HOA | NEW WOOD LIKE TILE THROUGHOUT | MOVE IN BEFORE THE END OF THE YEAR & TAKE ADVANTAGE OF 2025 HOMESTEAD EXEMPTION
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,900 | $2,791 | $3,541 |
Total Monthly Payment | $3,423 | $3,314 | $4,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.