This inviting 3-bedroom + bonus space, Saltbox home offers 1, 862 Sq. Ft. of comfortable living space on a private 1+ acre lot. Set back from the road, this property provides a serene escape while still being close to amenities. The attached 2-car garage connects through a convenient breezeway, leading to a deck and 3-season porch—perfect for enjoying the changing seasons. The first-floor primary option, with access to a full bath, offers flexibility for single-level living. Currently used as an office and hobby room, this space is ideal for a home workspace. The living room features a cozy woodstove, which the owners use as the primary heat source in winter, adding both warmth and charm to the home. Upstairs, a bonus room under its own dormer offers a unique space that can be used as a spare bedroom or transformed into a conservatory to maximize the natural light from its south-facing windows. Enjoy the expansive grassy backyard from the deck, ideal for relaxing or entertaining. Storage abounds with space above the garage, under the sunroom, and attic access located in the laundry room. This home is perfect for those seeking comfort, functionality, and a tranquil setting. Don't miss this opportunity to make this beautiful Saltbox your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $585 | $585 | $585 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,020 | $2,564 |
Total Monthly Payment | $2,759 | $2,679 | $3,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.