Mountain living at its finest in the beautiful and gated Cliff Ridge Community located just around the bend from Caesar’s Head State Park in South Carolina. A Greenville architect drew up the plans for this 3-story home for his family, and they have enjoyed having it as a second home for many years. He is now ready to sell it and is selling it fully furnished (moose head over FP does not convey). It has breathtaking mountain views, and the community is very active, having several parties during the year in their beautiful club house. It is located approximately 45 minutes from downtown Greenville, about 45 minutes from Henderson, and about 60 minutes from Asheville. It features on main level an open floor plan connecting the living, dining, and kitchen areas that creates an inviting space for entertaining and relaxing. The kitchen also features an eat-in bar area. On the main level you will find the spacious primary bedroom, along with a second bedroom, both with their own private bathrooms. Both bedrooms also open out onto the 30’ x 30’ screen porch. You are going to love the spacious screen porch with rocking chairs, ceiling fans, and nice porch furniture to enjoy reading a book or sipping coffee in the morning while enjoying nature and stunning mountain vistas. There is also a 13’ x 7’ deck to enjoy grilling out. The 2nd level features a nook large enough for a single bed, along with a second living area which could be converted into a 4th bedroom and 3rd full bath. The half bath is located on the 2nd level. There is a large bedroom on the 3rd level along with an additional sitting area. This home also has a handicap ramp at the front door, a circular driveway for parking, and a metal roof. The amenities at Cliff Ridge are amazing and include: 2 community pools, tennis/pickleball courts, hiking trails, and a lake. If square footage is important to buyer, buyer must verify.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,683 | $3,588 | $4,593 |
Total Monthly Payment | $4,175 | $4,080 | $5,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.