Discover this spacious Colonial, ideally located in the desirable Idle Hour community. This residence features a spacious paver driveway leading up to the front door. Welcome inside to a foyer that leads to a bright living room with vaulted ceilings and a skylight, filling the space with natural light. The dining room flows into a kitchen equipped with granite countertops and a large butler's pantry. Relax in the expansive den with a cozy wood-burning fireplace, or take advantage of the home office, additional den and full bath on the main level. Upstairs, the primary suite boasts a generous walk-in closet and a private ensuite bathroom, complemented by three additional well-sized bedrooms and a full bath. The basement, conveniently just a few steps down from the kitchen, houses the laundry and utilities. Step outside to the large, private backyard, surrounded by lush arborvitae for added privacy. Enjoy the spacious paver patio and outdoor fireplace, perfect for gatherings. Just down the block, you'll find the Vanderbilt Wharf Marina, and Idle Hour Beach Club, along with a variety of other marinas and restaurants that South Oakdale has to offer. *Bring offers, Seller Motivated.
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Our Executive Mortgage Banker:
Our Insurance Division:
$869,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $695,999 | $695,999 | $695,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,250 | $1,250 | $1,250 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,952 | $4,342 | $5,826 |
Total Monthly Payment | $5,294 | $5,684 | $7,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.