One or more photo(s) has been virtually staged. Welcome to this charming, updated home in the lovely Holiday Shores community along Lake Seminole. This bright and airy residence features several enhancements, including a modern kitchen equipped with four-year-old appliances and elegant granite countertops. Ceramic tile flooring flows throughout the home, and with all interior walls made of drywall, you can enjoy increased durability and soundproofing.
The fully covered and enclosed Florida room is fitted with newer windows, a designated wall unit air conditioning system, and updated ceiling fans, ensuring comfort in every season. An open floor plan in the main living area promotes a spacious feel, while the dining area includes convenient built-in storage solutions. The generous primary bedroom includes an ensuite bath, and both bedrooms come with walk-in closets for ample storage.
Situated on a private corner lot adorned with lush greenery, this home offers peaceful living while remaining close to community amenities like the pool. Holiday Shores is a vibrant 55+ community that features fantastic amenities such as a heated in-ground pool, shuffleboard courts, an active clubhouse, and a community boat ramp for enjoying Lake Seminole via boating or kayaking.
With a low monthly HOA fee of $184 covering sewer, trash, water, and ground maintenance, you can enjoy hassle-free living. This pet-friendly community permits two pets weighing up to 35 lbs each, making it an ideal place for furry companions. Located less than an hour from two major airports and just 30 minutes from the beautiful Gulf beaches, shopping, and dining, this is your chance to enjoy the finest Florida lifestyle in this exceptional community!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $927 | $870 | $1,129 |
Total Monthly Payment | $1,193 | $1,136 | $1,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.