Welcome to this beautiful and spacious 3-bedroom, 2-bathroom home with a 2-car garage, located in the highly desired, gated RIVER CLUB community. This home features an open floor plan and breathtaking lake views from the entire back of the home, including all living areas and the primary bedroom. The expansive backyard offers a peaceful retreat for birdwatching along the lake, with access through sliding glass doors. Plus, there is plenty of room to add a private pool and outdoor space of your choosing, as private pools are permitted in this community.
Enjoy peace of mind knowing that this home had no flooding or damage from Hurricane Milton or Hurricane Helene.
This home is loaded with updates, including a NEW ROOF (11/22), NEW A/C (2022), NEW WATER HEATER (3/24), and a NEW WASHER (2022). The interior was repainted in 2023, and the exterior was refreshed in 2017. Ceramic tile floors flow through the living areas, while new carpet adds comfort to the bedrooms. Large windows throughout the home bring in an abundance of natural light.
The open dining room, adjacent to the kitchen, is perfect for hosting gatherings. The kitchen is equipped with plenty of countertop space, wood cabinets with 36" uppers, a closet pantry, and a breakfast bar overlooking the dinette area. The dinette opens to the living room, creating a flexible, spacious layout for entertaining or relaxing.
The split-bedroom floor plan offers privacy, with the primary bedroom providing serene lake views through bay windows, dual closets, and an en suite bathroom featuring separate vanities, a walk-in shower, and a soaking tub. Two guest bedrooms share a second bathroom with a shower/tub combo. The front guest bedroom, currently used as an office, includes a walk-in closet for extra storage.
Additional features include a screened double-door front entrance with a Paladian transom window, a paver driveway and walkway, and hurricane protection panels stored in the garage.
The RIVER CLUB is a gated community which offers a range of amenities, including a pool, fitness center, playground, internet and basic cable, landscape maintenance, and irrigation. It’s conveniently located near US41/Tamiami Trail, I-75, Punta Gorda Airport, shopping, dining, hospitals, entertainment, boat ramps, pickleball courts, Port Charlotte Beach Park, historic downtown Punta Gorda, Fishermen's Village, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,126 |
Total Monthly Payment | $2,038 | $1,994 | $2,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.