Welcome to your dream home in charming Lancaster Village! This stunning 4-bedroom, 2-bath Craftsman-style bungalow blends timeless architecture with modern luxuries, making it a must-see property. Step inside and be greeted by the warmth of rich hardwood floors that flow seamlessly throughout the home. The custom kitchen is a chef’s delight, featuring exquisite maple cabinetry, a practical center island for added workspace, and sleek ceramic tile flooring. It’s truly the heart of the home! Entertain in style in the large dining room, where an inviting pellet stove adds a cozy ambiance to any gathering. The spacious living room is elegantly appointed with a classic brick fireplace, creating a relaxing atmosphere. Adjoining this area is a charming sitting room, an ideal spot for quiet reflection or enjoying a good book. Convenience is key with a versatile first-floor bedroom adjacent to a stylish 3/4 bathroom, providing easy accessibility or guest accommodation. Laundry hook-up is located in a closet on the 1st floor! Ascend to the second story and discover three generously sized bedrooms, each boasting cedar-lined closets that not only protect but add a touch of rustic charm. The full bath on this level is beautifully maintained, ensuring comfort and style. This home isn’t just move-in ready—it's poised to become your personal haven. Located conveniently close to local amenities, you have everything you need just minutes away. From schools to shopping and dining,
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,152 |
Total Monthly Payment | $2,108 | $2,106 | $2,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.