Welcome home to this BRAND NEW, 2023 construction, 4-bedroom, 2. 5-bathroom home located in the highly desirable community of Cross Creek and within Clay County's top rated school district! The home is situated on a premium, waterfront lot offering gorgeous views and plenty of privacy. Enjoy the best of both worlds with this new build, DR Horton, home with an extensive list of OVER $15, 000+ OF ADDED UPGRADES! Step inside to find an open, spacious floorpan. The chef's kitchen is complete with: upgraded stainless steel appliances, new fixtures, white shaker cabinets, a spacious island, breakfast bar, and built in storage. The owner suite is spacious, features a walk-in closet with built-in storage and a gorgeous en-suite bathroom with an oversized garden tub shower, and jack-and-jill style vanity. The property features 3 additional large bedrooms, a formal dining room, open living area, extra flex space downstairs, and in-unit laundry room with the brand new LG washer and dryer to convey! There is durable, vinyl flooring throughout the interior and plush carpet in the bedrooms. Step outside to your premium, waterfront lot on brand new pavered patio ($5, 000+ value). The exterior has upgraded landscaping and extras as well, including: new sod, irrigation system, palm trees, fence, and swing set! 2-car garage for parking and extra storage, includes a gun safe (over $7, 500 value!). New roof, new HVAC, new electric & plumbing - everything is NEW! 10-year structural warranty included as well! The Cross Creek community is a charming and sought-after neighborhood with well-manicured streets, mature trees, and lush green spaces. Residents enjoy a range of amenities, including an Amenity Center, Clubhouse, 2 Pools, Kids Splash Pad, Dog Park, Fitness Center, and Sports facilities. Own an RV or Boat? RV & Boat Storage center at a discounted rate for homeowners! There's also a community pool, playground, basketball court, and picnic area. Conveniently located near major highways, the community provides easy access to Jacksonville, St. Augustine, and the historic downtown district of Green Cove Springs, known for its charming shops, restaurants, and attractions. NAS JAX is also just a quick 25-minute drive away. Call for a private showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $294,800 | $294,800 | $294,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,036 | $1,986 | $2,508 |
Total Monthly Payment | $2,415 | $2,365 | $2,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.