Welcome to this charming 3-bedroom, 1 1/2-bath ranch-style home, offering a cozy 1, 245 sq. ft. on the main-level plus and add'l 600 SF in the Lower Level Family Room. As you step inside, you'll immediately notice the wonderful hardwood floors that flow seamlessly throughout, creating a warm and inviting feel. The bright kitchen is equipped with appliances and double windows above the double sinks, make it bright and inviting. The sun filled living room boasts a large bay window, complete with a cozy fireplace, that is the perfect spot for relaxation after a long day. Retreat to the primary bedroom, which features a convenient half-bath for added privacy. The home has a lovely breezeway with a vaulted ceiling and a triple atrium door that leads to a covered patio, providing an ideal space for outdoor entertaining or enjoying your morning coffee. The attached 1-car garage comes with additional storage rooms. The lower level adds an impressive 600 sq. ft. of heated living space, featuring brand-new carpeting in the family room, making it a perfect retreat for movie nights or playtime. With gas heat, steel I-beam construction, younger windows, and an architectural roof, this home combines comfort and durability for years to come. The fenced-in yard is ideal for pets or outdoor activities, providing a safe space to play and enjoy the fresh air. Located in southern Enfield, you'll have easy access to nearby amenities, parks, and schools.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.1 x 10.1 | Main |
Bedroom 2 | Hardwood Floor | 11.1 x 9.0 | Main |
Dining Room | Hardwood Floor | 11.8 x 10.1 | Main |
Family Room | Vinyl Floor | 20.8 x 9.3 | Main |
Full Bath | Vinyl Floor | 8.3 x 6.1 | Main |
Kitchen | Double-Sink,Eating Space,Patio/Terrace,Vinyl Floor | 11.8 x 9.6 | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 11.1 x 20.8 | Main |
Office | Wall/Wall Carpet | 11.0 x 11.1 | Lower |
Primary Bath | Vinyl Floor | 4.0 x 4.1 | Main |
Primary Bedroom | Half Bath,Hardwood Floor | 11.8 x 13.6 | Main |
Rec/Play Room | Vaulted Ceiling,Ceiling Fan,Wall/Wall Carpet,Laminate Floor | 22.9 x 22.2 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,582 | $1,541 | $1,989 |
Total Monthly Payment | $2,081 | $2,040 | $2,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.