Condo one bedroom with central air, in-unit washer/dryer, and private balcony in a new boutique elevator building!You enter this modern home via private key-locked elevator, which is itself beautifully enveloped in reclaimed wood. Immediately, you're welcomed into the sunlit space by the expansive living room, superbly equipped with triple-paned, floor-to-ceiling, south-facing windows, which allow abundant natural light while also protecting the quiet calm of your home. ?The open-concept layout seamlessly connects the living area both to the kitchen and to your over-sized balcony, optimizing the space for entertaining. The open chef's kitchen is equipped with stainless steel appliances, elegant Caesarstone countertops, and breakfast bar. You'll love your private balcony, ideal for enjoying morning coffee or unwinding at the end of the day. The king-sized bedroom serves as a peaceful retreat, offering ample space for relaxation. Its large three panel window allows spectacular light into this room as well. The spa-like, Scandinavian-inspired bathroom has a deep soaking tub, rainfall shower, and Carrara white marble vanity. 651 New York Avenue is a new boutique condo building with elevator access and a fully-equipped gym, in the heart of Wingate/Prospect Lefferts Gardens. Just five minutes from the 2 & 5 subway lines, making transportation easy. Tax Abatement until 2032! Assessment of $247. 37/month ends March 1, 2025
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,845 | $3,670 |
Total Monthly Payment | $2,939 | $2,937 | $3,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.