Step into pre-war charm fused with modern upgrades in this delightful coop on West 122nd Street, right in the heart of Morningside Heights! Nestled in the historic Ogontz cooperative building, this stunning 4. 5-room home perfectly blends elegance and contemporary convenience. As you enter Unit #3, you will be greeted by the warm embrace of exposed brick and richly polished hardwood floors that glide seamlessly underfoot throughout this space. The high 9. 5-foot ceilings elevate the space, giving every room an airy and open feel. Sun-drenched from the north and east exposures, the light-draped living room makes for an inviting retreat whether you're hosting friends or simply relaxing at home. The apartment's eat-in kitchen is a culinary dream come true, featuring brand new appliances and an oversized window that floods the space with natural light. Whether you're a budding chef or love ordering in, the counter space and the fresh feel of this new kitchen will make every meal at home a joy. Adjacent, a cozy additional den or office welcomes remote workdays or moments of contemplation with ease. For your slumber sanctuary, two generously sized bedrooms provide tranquility and charm, while the windowed bathroom offers convenience with a shower/tub combo ready to help you unwind after a bustling day in the city. The abundance of storage space throughout ensures your living space remains clutter-free and serene. This pet-friendly building, boasting pre-war allure, thoughtfully placed ceiling fans and a window cooling unit tackle summer warmth with style. modern living, making life a little simpler in this urban oasis. Situated on the first floor, this home is mere moments from everything that makes Morningside Heights such a coveted neighborhood. Marvel at the architectural beauty of Columbia University nearby, or take a relaxing stroll through Morningside Park. If commuting is in your plans, a short distance to the #1 train at 125th Street, as well as the A, B, C, and D lines, makes travel to Midtown and beyond a breeze. On weekends, explore Riverside Park with its bustling farmer's market, or immerse yourself in the vibrant community living here. Boutiques, bookstores, and eateries are just steps away, adding to the neighborhood's undeniable allure. Your dream home awaits its next chapter. Schedule a showing today and discover why this remarkable residence will exceed your expectations!
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,933 | $3,929 | $5,069 |
Total Monthly Payment | $4,025 | $4,021 | $5,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.