Wonderful two-family brick semi-attached home in Pelham Gardens! With two separate units, whether you’re looking for a primary residence, an investment property, or both, this home has so much to offer and more. The second-floor residence features a spacious living room, a chef’s kitchen anchored by a practical center island, an abundance of counter space that can easily accommodate multiple cooks and a dinette. You will also find one full windowed bathroom, two large bedrooms, generous closets, and hardwood floors throughout. Below, the first-floor apartment level enjoys a spacious tiled living room, an eat-in kitchen, one bedroom, one bathroom, and separate common laundry and utility rooms. The backyard oasis provides space for relaxation and entertainment, allowing a serene escape from city life. The driveway and garage can easily fit two vehicles. The entire interior has been freshly painted and the house is outfitted with a new boiler. With a suburban-like feel without paying Westchester taxes, this home is conveniently close to all transportation, parks, shopping, highways, hospitals, and schools. A must-see, please call me to schedule a tour of this lovely residence today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,073 | $4,073 | $5,190 |
Total Monthly Payment | $4,165 | $4,165 | $5,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.