This adorable home is being sold together with a contiguous 5 acre lot behind the house which is under separate tax map 94. -1-30. 120. Together it totals 5. 87 acres. Pastoral views are yours from just about every window! This home has updates such as the roof, windows, siding, kitchen, newly painted front porch, and side entrance. Beautiful hardwood floors are throughout the first floor and pine floors add to the charm of the upstairs bedrooms. Packing a mighty punch for its size, this home also offers a full basement with a shower stall and set-tub, (not formally enclosed as a bathroom) bright sunroom, a 2-car detached garage with walk up storage & lean to, a chicken coop (shed) and 2 springs to water your gardens with and mature perennials. If you're looking to try your hand at gardening/farming, this is a lovely place to do it. Surrounded by other farmland, and fruit bearing properties, this can be your very own place away from it all, and yet so close to Hawthorne Valley School, Spencertown, Philmont, and the TSP.
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$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,905 | $2,866 | $3,636 |
Total Monthly Payment | $2,997 | $2,958 | $3,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.