Here is the ultimate 2 family Victorian home with a separate 2 level Carriage House with a large unobstructed 5 car driveway and huge fenced in back yard just off of desirable Kay St neighborhood ready for the next owner/investor. The front home offers a 1st floor open concept apartment with 2 bedrooms and 1 bathroom, cathedral ceilings, gorgeous hardwood floors throughout with access to a stunning wrap around farmers porch with newly replaced black Marvin windows that are floor to ceiling and newly installed mini splits. A beautifully updated white kitchen with stainless steel appliances and nicely updated bathroom leaves nothing untouched for the next owner. The separate second floor apartment with its grand staircase has another large and spacious 2 bedroom and 1. 5 bathrooms with beautiful hardwood floors, all new black Marvin windows, and new mini splits. A nicely updated eat in kitchen with center butcher block island and huge farmers table is no problem for its generous space. A newly renovated full bathroom and half bathroom with a large laundry room is unheard of. Then you can relax on a new composite deck for your own separate enjoyment . We can then take you to a separate 2 level carriage house with 1 bedroom and 1. 5 bathrooms with an updated kitchen and stainless steel appliances with hardwood floors on the first floor and new mini splits. Then the final touches were added with a stunning black aluminum roof on the Carriage House and farmers porch.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,000,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,600,000 | $1,600,000 | $1,600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $779 | $779 | $779 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,211 | $10,113 | $13,502 |
Total Monthly Payment | $10,115 | $11,017 | $14,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.