ALL ABOUT THE VIEW!! Studies show living on or near water makes one happier. This house is perfectly perched for spectacular views of the Amawalk Reservoir. Enjoy magnificent sunsets on the deck or from the patio w/Koi pond. This log style home w/separate garage, cottage/studio is the perfect weekend retreat or permanent residence. Within the BLUE RIBBON Somers School District, it is conveniently located close to schools, shopping, HWY, dining & more. W/mostly hardwood floors throughout the home, the family room is large yet cozy, featuring a beautiful stone fireplace, pine paneling & large picture window for taking in the view. The EIK comes w/cherry cabinets, quartz countertops & patio door, while the primary BR boasts its own bathroom & walkout deck overlooking the water. Two more BRs are very spacious & sport a Jack & Jill style bathroom. The front porch, mudroom & 1/2 bath on the main level round out the must haves. Consider some TLC as an investment into the perfect Westchester gem! --
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$680,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $1,353 | $1,353 | $1,353 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,619 | $3,616 | $4,588 |
Total Monthly Payment | $5,064 | $5,061 | $6,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.