This is a Unique property in Timber Oaks. This home offers a Fenced Backyard and an Oversized Lot with No Rear Neighbors! Fencing isn't permitted in the community anymore which makes this home perfect for any Dog Owner. The clubhouse is a great place to meet new friends and enjoy the Heated Pool or Billiard Room, arts and crafts and Fitness Center. The HOA fee is Only $50 a Month! The home features an inside laundry room, split floor plan and formal dining room. The Large Rear Porch is enclosed with windows that make the room light and bright. This home has been beautifully maintained. The owner upgraded the gutter system with wider gutters. The HVAC was replaced with a 3. 5 Ton unit in 2020. The water heater was replaced in 2020 and the rear flat roof was sealed in 2022. Located on an oversized lot in a cul-de-sac this home is Move In Ready and waiting for you. Room sizes are approximate and buyer to verify. Air conditioner in Florida room does not work.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,400 | $236,400 | $236,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,573 | $1,571 | $1,994 |
Total Monthly Payment | $1,740 | $1,738 | $2,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.